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Terms and Conditions
&
Privacy Policy

Effective Date: 11/12/2025

Terms & Conditions

These Terms of Service govern your access to and use of Julian Camba Agency LLC. services By using our Services, you agree to these Terms. If you do not agree, you must not use our Services. 

1.  Service Overview 

Julian Camba Agency LLC. provides customer care and marketing. Use of our Services is subject to these Terms and all applicable laws. 

2.  Eligibility 

To use our Services, you must be at least 18 years old and capable of forming a binding contract under applicable laws. 

Providing false information during registration or use of Services may result in termination of your account. 

3.  Data Sharing and Selling

We do not sell your data: Your personal information including your SMS consent will never be sold or rented to third parties for marketing or other purposes.

We do not share your data: Your information is not shared with third parties, except as required to provide our services (e.g. payment processors) or comply with legal obligations.

4.  Permitted Use 

You may use our Services only for lawful purposes. Prohibited activities include: 

●  Violating any applicable laws or regulations. 

●  Misusing the Services to send spam, malware, or engage in fraudulent activities.

●  Attempting to disrupt or harm our Services or infrastructure. 

5.  Fees and Payments 

Use of certain Services may require payment. All fees are outlined during the registration or subscription process.

Failure to make timely payments may result in suspension or termination of access to our Services. 

6.  Intellectual Property 

All intellectual property rights related to the Services, including content, logos, and trademarks, remain the property of Julian Camba Agency LLC. 

You may not copy, modify, or distribute any materials provided through the Services without prior written consent. 

7.  Account Suspension and Termination 

We reserve the right to suspend or terminate your account for violating these Terms or engaging in unlawful behavior. 

Termination may occur without prior notice in cases of severe violations. 

8.  Limitation of Liability 

To the maximum extent permitted by law, Julian Camba Agency LLC. is not liable for any indirect, incidental, or consequential damages resulting from the use of our Services. 

9.  Modifications to Terms 

We may update these Terms at any time. 

Continued use of the Services after changes are made constitutes your acceptance of the updated Terms. 

10.  Governing Law 

These Terms are governed by the laws of Arizona. Any disputes will be resolved exclusively in the courts of Arizona.

11. SMS Terms & Conditions

By opting in, you agree to receive SMS messages from the Julian Camba Agency related to account notifications, billing details and reminders, and marketing. Message frequency may vary depending on your interaction with us. Standard message and data rates may apply. For assistance, Text HELP or visit the Julian Camba Agency Website. To opt out at any time, reply STOP to any message. To learn more, visit our Privacy Policy

12. Contact Information 

For questions about these Terms or our Services, please contact us at: 

Email: jcamba@farmersagent.com

Phone: 480-863-5108

By accessing or using our Services, you acknowledge that you have read, understood, and agree to these Terms. 

Privacy Policy

We DO NOT sell or share your information. Your privacy is important to us, and this Privacy Policy explains how Julian Camba Agency LLC. collects, uses, and protects your information when you use our services.

 

1.  Information We Collect 

We collect the following types of information to provide and improve our Services: 

●  Personal Information: Information you provide directly, such as your name, email address, phone number, and payment details. 

●  Usage Data: Information about your interactions with our Services, including IP address, device information, and browsing behavior. 

●  Cookies and Tracking Technologies: Data collected through cookies and similar tools to enhance your user experience. 

2.  How We Use Your Information 

We use your information for the following purposes: 

●  To provide, operate, and improve our Services. 

●  To process payments and fulfill transactions. 

●  To communicate with you about updates, promotions, and support. 

●  To ensure compliance with legal and regulatory requirements. 

3.  Data Sharing and Selling 

●  We do not sell your data: Your personal information including your SMS consent will never be sold or rented to third parties for marketing or other purposes.

●  We do not share your data: Your information is not shared with third parties, except as required to provide our Services (e.g., payment processors) or comply with legal obligations. 

4.  Data Retention 

We retain your information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

5.  Your Rights 

Depending on your location, you may have the following rights regarding your data: 

●  The right to access, correct, or delete your information. 

●  The right to restrict or object to certain data processing activities. 

●  The right to withdraw consent where applicable. 

To exercise these rights, please contact us using the information below.

6.  Data Security 

We implement industry-standard security measures to protect your information from unauthorized access, loss, or misuse. However, no system is entirely foolproof, and we cannot guarantee absolute security. 

7.  Third-Party Links and Services 

Our Services may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. 

8.  Children’s Privacy 

Our Services are not intended for individuals under 18 years old. We do not knowingly collect personal information from children without appropriate consent. 

9.  Changes to This Policy 

We may update this Privacy Policy periodically. Changes will be effective immediately upon posting, and continued use of our Services constitutes acceptance of the updated policy. 

10. Contact Us 

For questions or concerns about this Privacy Policy or your data, please contact us:

Email: jcamba@farmersagent.com

Phone: 480-863-5108

By using our Services, you acknowledge that you have read, understood, and agree to this Privacy Policy. 

JulianCamba

 

(480) 863-5108
jcamba@farmersagent.com
Location:
10000 N 31st ave. Ste C 100-152
Phoenix, AZ 85051
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